Directory FAQs
Common questions about finding and evaluating roofing contractors
Whether you’re dealing with a roof emergency or planning a new installation, these FAQs will help you understand what to expect and how to evaluate your options. I’ve compiled the most common questions I receive from homeowners navigating the roofing contractor selection process.

Finding the Right Contractor
What should I look for in a roofing contractor?
The most important factors are proper licensing, current insurance, and a solid track record. Ask for references and before-and-after photos of completed projects. A reputable contractor like Mccoy Roofing will be transparent about their qualifications and happy to provide documentation. Look for contractors with industry certifications, particularly those recognized by major manufacturers.
How many quotes should I get?
I recommend getting at least three quotes from different contractors. This helps you understand the market rate and compare not just price, but materials, warranties, and the quality of the contractor’s communication. Pay attention to which contractors take time to ask questions about your roof and its condition, versus those who provide quick estimates without inspection.
What’s the difference between a roofer and a roofing contractor?
A roofer is a tradesperson who performs the physical work on your roof. A roofing contractor is the business owner or company that manages the project, coordinates the crew, and handles the business side including permits, licenses, and warranties. Always hire a licensed roofing contractor, not an individual roofer, to ensure you have legal protection and recourse if there are issues with the work.
Understanding Costs and Warranties
Why do roofing quotes vary so much?
Roofing quotes can vary significantly based on materials, roof complexity, accessibility, and local labor rates. A lower price doesn’t always mean better value—it might indicate cheaper materials or less experienced work. Professional contractors like those in our directory price their work fairly based on quality materials and skilled labor. Always get itemized quotes that break down materials and labor separately.
What warranty should I expect?
Quality roofing contractors offer two warranties: the manufacturer’s material warranty (typically 20-50 years depending on shingles) and a workmanship warranty (typically 5-10 years). Make sure you understand what each warranty covers. Some contractors offer extended warranties on workmanship, which provides additional peace of mind about the quality of installation.
Should I trust online reviews?
Online reviews are helpful as part of your research, but shouldn’t be your only source. Look for patterns in feedback rather than single reviews. Check multiple platforms for consistency. Most importantly, ask the contractor directly for references—people they’ve actually worked with who can speak to their professionalism and quality of work.

Emergency Repairs and Maintenance
How do I know if I need an emergency roof repair?
Signs of emergency roof damage include missing or severely damaged shingles, water leaks inside your home, sagging roof areas, or visible holes or punctures. Storm damage like fallen trees, hail impact, or wind damage also requires immediate attention. If you notice any of these issues, contact a contractor as soon as possible to prevent further damage and water infiltration into your home.
How often should I have my roof inspected?
Most experts recommend annual roof inspections, especially after severe weather. A professional contractor will look for issues like missing shingles, damaged flashing, moss growth, and signs of wear. Annual inspections can catch small problems before they become expensive repairs. Many quality contractors offer complimentary inspections as part of their service.
Can I file an insurance claim for roof damage?
Yes, homeowners insurance typically covers sudden weather-related roof damage. However, damage from lack of maintenance or normal wear and tear is usually not covered. Contact your insurance agent immediately after storm damage. A licensed contractor can document the damage and provide the information needed for your claim. Choose a contractor experienced with insurance claims to ensure you get proper documentation.
Still Have Questions?
Browse through our directory to find qualified roofing contractors in your area. You can also visit the other pages of this site to learn more about evaluating contractors, understanding different types of roofing services, and connecting with professionals who deliver quality work.
